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The other feature of UPA is that its ROE had dropped by about half, its market price seemed to be holding. Does it meant that it is overpriced? https://i.postimg.cc/MpHddwLc/UPA.png
If the earnings drop so much but price still steady like that then clearly overvalued already, better just stick to those better counters you mentioned.
If the earnings keep sinking but the share price stays stagnant, then the valuation is clearly stretched and you better off parking your money in those other solid counters we talked about.
If UPA's earnings continue to bleed while the share price refuses to budge, the valuation is getting way too expensive and you better off parking your money in those other solid counters we talked about.
